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María Graciela
Every fortnight the members of the '25 Rosas' community bank meet in the beautiful city of Bahía De Caraquez which is known for its beaches, its good food and the warmth of its people.

In this beautiful place we meet María. She is 52 years old and lives with her common-law husband with whom she has four daughters aged 33, 23, 20 and 19. She still lives with her two youngest daughters, one of whom is studying at university. Her husband is a salesman who sells seafood.

María and her husband both sell seafood. They work every day from 5.00am to 3.00pm. They buy their products from the fisherman and they deliver them to their customers. They deliver their products to Bahía Hospital and also have a market stall from which they sell their seafood retail to people who come there every day to do their shopping. They say that they have had their business for 20 years and that it has always done very well because they are happy to work.

This loan will be used to buy more products such as fish, prawns, scallops, etc. María has been a member of her community bank for 5 years and she likes the ease with which she can obtain loans. Her dream is to buy a car so that she can take her products to Quito which is a good market.
View original language description ↓
En la hermosa ciudad de Bahía De Caraquez, conocida por sus playas, por su rica gastronomía y por la calidez de su gente, cada quine días se reúnen las socias del Banco Comunal 25 Rosas.

En este hermoso lugar encontramos a la señora María, ella tiene 52 años de edad, mantiene una relación de unión libre de la cual ha procreado cuatro hijas de 33 – 23 – 20 y 19 años, con ella viven las dos menores una de ellas estudia en la Universidad, su esposo es comerciante, vende mariscos.

Ella y su esposos se dedican al comercio, venden mariscos, trabajan todos los días desde las 5am hasta las 15h00, realizan todas sus actividades que van desde la comprar de sus productos a los pescadores hasta llevarlos a entregar a sus clientes, entregan sus productos al hospital de Bahía, también tienen un puesto en el mercado en el cual venden al menudeo a las personas que a diario llegan hasta el lugar a realizar sus compras, dice que tienen en su negocio ya por 20 años y que siempre le ha ido bien ya que a ellos el trabajo no les incomoda.

Este crédito es para comprar más de sus productos como pescado, camarón, ostiones entre otros. Es socia del Banco Comunal hace 5 años y le gusta la facilidad para conseguir los créditos. Su sueño es comprar un carro para llevar sus productos a entregar en Quito que es un buen mercado.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped María Graciela to buy fish, prawns, scallops, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2010
Listed
Dec 5, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011