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Jessica Maricela
In the city of Portoviejo, the capital of Manabí province, which has been known for many years as the City of the Royal Tamarinds, the members of the communal bank "Las Americas" meet every 15 days.

Here we find Jessica, who is 29 years old and in a common-law marriage which produced 2 children, who are 10 and 7 years old. Her children are in school, and her husband is a merchant. This is her 6th loan cycle with her communal bank, and she likes it because of the assistance provided by the
Fundación Espoir.

She is devoted both to her home and her business, selling costume jewelry and sweets such as: dulce de leche, meringues, cookies, and eggnog. She takes orders for these sweets, and she works every day from 9am until noon, because at this hour her children arrive home from school and she has to attend to them. She buys her merchandise at a good price from the wholesalers so that she can have good earnings.

This loan that she requests will be used to buy jewelry and the ingredients needed to make her sweets. She dreams of having her own house, since the home she is living in is a rental.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Las Américas.

En este lugar encontramos a la señora Jessica, ella tiene 29 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 10 y 7años, los dos están en escuela, su marido es comerciante. Para ella este es su sexto ciclo en el Banco Comunal y le gusta por la ayuda que brinda la Fundación Espoir.

Se dedica además de su hogar al comercio, vende bisutería y dulces como: manjar, suspiros, galletas, rompope, ella prepara estos dulces bajo pedido, trabaja todos los días desde las 9am hasta las 12 pm ya que a esa hora llegan sus hijos de la escuela y tiene que atenderlos. La mercadería la compra en distribuidoras que le dejan a buen precio, para que a ella le quede ganancias.

Este crédito que solicito lo va a emplear en comprar bisutería e ingredientes necesarios para preparar los dulces. Sus sueños son tener una casa propia ya que donde vive es arrendado.



About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Jessica Maricela to buy eggs, flour, milk, sugar, butter and other ingredients to make sweets, and also to buy jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2010
Listed
Dec 5, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011