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Gladys Luz
Gladys is 32 years old, separated, and has two children. She lives in the La Zaranda section, a rural area in the Pítipo district, Ferreñafe province. Her main activities are farming and raising animals. The area where she lives is located 45 minutes from the city of Chiclayo.

For five years she has been engaged in raising and marketing small animals. She raises sheep and goats in a corral she has. The animals are fed with carob pods (fruit of the carob tree, which grows freely in the area). When they are fully developed, she offers them for sale to merchants who come by regularly. This is the only activity that provides her with income, for which reason she gives her best to maintain her business.

Gladys would like to purchase balanced feed to complement their nutrition, and thus bring in greater earnings from her sales. For this reason she considers it advantageous to request a loan of 1,500 new soles from Edpyme Alternativa, which she plans to use to meet her objective and satisfy demand, which usually increases as the Christmas holidays approach.

Gladys previously worked with a loan financed by Kiva, through Edpyme Alternativa and Capital Semilla (seed capital), one of its product lines. With the funds from that loan, she purchased feed for her animals. Thanks to that collaboration, her business picked up a little momentum and began to develop, which makes her happy and grateful for Kiva’s loan officers.
View original language description ↓
Gladys tiene 32 años de edad, es separada y tiene dos hijos, vive en el sector La Zaranda, una zona rural del distrito de Pítipo, provincia de Ferreñafe, sus actividades principales son la agricultura y la crianza de animales, la zona en donde vive queda ubicada a 45 minutos de la ciudad de Chiclayo.

Se dedica desde hace cinco años a la crianza y comercialización de animales menores. Ella cría ovejas y chivos en un potrero que posee, allí ellos se alimentan de algarroba (fruto del árbol algarrobo, abundante en la zona). Cuando alcanzan su grado máximo de desarrollo ella los ofrece en venta a los negociantes que frecuentan el lugar, esta actividad es la única que le provee de ingresos económicos, por lo que da lo mejor de si para mantener su negocio.

Gladys desea adquirir alimento balanceado para complementar su nutrición y de esta manera percibir mayores ingresos por sus ventas. Por ello ha creído conveniente solicitar a Edpyme Alternativa un crédito de 1500 nuevos soles con los cuales planea lograr su objetivo y satisfacer a la demanda que suele incrementarse por estas fechas navideñas.

Gladys ya ha trabajado anteriormente con un préstamo financiado por el Fondo Kiva, a través de Edpyme Alternativa y su producto Capital Semilla. Con el dinero de aquel préstamo pudo adquirir alimento para sus animales. Gracias a esa colaboración su negocio ha podido tomar un pequeño impulso para empezar a desarrollarse, lo que la hace sentir contenta y agradecida con los prestamistas de Kiva.

About Peru

  • $6,715
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Gladys Luz to buy feed to expand her business (raising and selling animals).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 3, 2010
Listed
Dec 4, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011