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Mujeres Emprendedoras - Saños Grande Group
In this Group: Isabel , Soledad Chabeli, Yesica Magali, Judith Esther, Dosmila Erma, Sabi Isela, Angelica, Karina Doris
Isabel V. M., sociologist, single mother, 1 son, member of the community bank "Mujeres Emprendedoras-Saños GranD.".
Isabel V. is a sociologist by profession and she practiced this career for a number of years. She had her only son when she was 35, and she has to raise and educate him alone as the father of her child lost interest in them and started another home.
She used to work all day and her son was looked after by a babysitter. As her son got older, he would always ask for his father despite the fact that she tried to give him all the affection he needed. But that was enough, though the affection of a father can't be replaced, and certainly not with material things.
When one of her sisters passed away, her grief was devastating and she hadn't the strength to do anything; they had been very close. This sister had left her some properties but, unfortunately, her other sisters took everything and only left her with two little rooms to live in. She did not claim anything else because it did not seem right to her to fight with her sisters.
Subsequently, she stopped working and lived only on the pension that she received. But, she had her small son in her care and he was of school age and the money did not stretch far enough. At that time, one of her sisters had a small store where she rented out dresses and suits, but this sister got the opportunity to work abroad and closed the store. Then the idea occurred to Isabel that she could reopen this store and have a bazaar, as her sister had left behind some rentable garments, cloth, and other things. So, Isabel maD. and bought more dresses, and in this way she began her business and it has been going well to date. Her wish is that the business will grow and she can expand it.
(In the photo, Isabel V. is in the upper left.)
She will use the loan for business capital.
View original language description ↓
Isabel V. M., Sociologa, madre soltera, 1 hijo, socia del grupo comunal: "Mujeres Emprendedoras-Saños GranD."
Isabel V., es sociologa D. profesion y trabajò varios ejerciendo esta carrera; a los 35 años D. edad tuvo a su ùnico hijo, al cual tuvo que criar y educar soL., pues el padre D. su hijo se desinteresò D. ellos y formò otro hogar.
Trabajaba todo el dìa y su hijo se tenìa que quedar solo con L. niñera; conforme crecìa, siempre preguntaba por su padre, a pesar que elL. trataba D. llenarlo D. cariño; pero eso era suficiente, ya que L. carencia D. un padre no se pueD. llenar y menos con cosas materiales.
Cuando una D. sus hermanas falleciò, L. tristeza fue devastadora y no tenìa fuerzas para nada; pues eran muy unidas; èsta hermana le habìa dejado unas propiedades pero lamentablemente sus otras hermanas se lo quitaron todo y solo le dejaron 2 habitaciones pequeñas para vivir; elL. no les reclamo nada, pues no le parecìa bien pelearse entre hermanas.
Posteriormente dejò D. trabajar y solo susistìa con L. pensiòn que recibìa, pero tenìa a su cargo a su menor hijo quièn estaba en edad escolar y el dinero no alcanzaba. En aquel entonces una D. sus hermanas tenìa una pequeña tienda donD. alquilaban vestidos y ternos, pero èsta hermana obtuvo una oportunidad D. trabajo en el extranjero y clausurò L. tienda; entonces se le ocurriò L. idea D. volver a abrir aquelL. tienda y poner un bazar, ya que su hermana habìa dejado algunas prendas en alquiler, telas y otros; asì Isabel confeccionò y comprò mas vestidos; D. este modo empezò con este negocio y hasta ahora le ha ido bien. Su anhelo es que este negocio crezca y pueda expandirse.
(En L. foto Isabel V. esta en L. parte superior izquierda)
El uso del prèstamo serà para incremento D. capital.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Emprendedoras - Saños Grande Group's $1,500 loan helped a member business capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 10, 2010
Listed
Dec 4, 2010
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2011