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Fuerza Y Union Hacia El Futuro Group
In this Group: Lizet, Delia Celinda, Elia Elvira, Matilde Monica, Angelica, Eliot, Maria Soledad, Maria Rosario, Virginia Pilar, Soledad Paulina*
* not pictured
This borrower group’s name translates to “Strength and Union Towards the Future” and represents the optimism they feel about their possibilities. Lizet (in the red vest) is the group’s president and has been borrowing with this group for three years.

Lizet is married and has a two-year-old daughter. She recently began selling cosmetics in a display case in her mother’s store. Lizet orders the cosmetics from catalogues and tries to only sell the most popular products. With this loan, she plans to increase her inventory for the busy holiday season.

In the future, Lizet would like to run her own beauty supply store and perhaps even become a hair stylist.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Fuerza Y Union Hacia El Futuro Group's $3,575 loan helped a member to purchase cosmetics to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Dec 4, 2010
Currency Exchange Loss:
Jun 15, 2011