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Mercedes Cristina
Mercedes Cristina A. C. is 30 years old. She is married and lives with her husband and children in San Miguel canton, in Bolívar department. She has 2 children.

The Yagui Grande solidarity group is located 30 minutes from our San Miguel office, in San Miguel canton. The members of this group work in short-cycle agriculture, growing corn and potatoes. They have been doing this for a long time.

Mercedes is a farmer. Shee grows corn and potatoes. She buys her products in Ambato and San Miguel and sells them in San Miguel market on Thursdays.

She is requesting this loan to buy farming supplies and fertilizers for her corn and potato crops. The support of this loan will help her financially to cover her needs. She faces challenges such as insect infestations, diseases and changes in the weather. Her dream is to buy her own home.

Mercedes likes to play basketball and enjoy Carnival celebrations.
View original language description ↓
Mercedes Cristina A. C. tiene 30 años. Es casada vive con el esposo y con el hijo, en el cantón de San Miguel en la Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R.C. YAGUI GRANDE se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y papas, esta actividad llevan mucho tiempo haciéndolo.

Mercedes se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y papas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar casa.

Le gusta jugar basket y festejar las fiestas del carnaval

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mercedes Cristina to buy farming supplies and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 29, 2010
Dec 3, 2010
Currency Exchange Loss:
Dec 15, 2011