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Mercedes Beatriz
Mercedes Beatriz Q. C. is 36 years old. She is married and lives with her husband and children. She lives in the San Miguel canton (subdivision) in the Boliver province. She has four children.

The V.R.C. Yaguie Grande is located 30 minutes from the San Miguel office and belongs to the San Miguel canton. This solidarity group dedicates itself to short-cycle farming of corn and potatoes. They have been doing this for a long time.

Mercedes dedicates herself to farming corn and potatoes. She buys her products in Ambato and San Miguel and sells them at the fair in San Miguel on Thursdays.

She is requesting this loan to buy agricultural supplies and fertilizers to grow corn and potatoes. The help from this loan will help her economically to provide for her necessities. She faces challenges such as pests and diseases and the changes in the climate. Her dream is to be able to build a home.

She likes to celebrate the holiday festivities with her family.
View original language description ↓
Mercedes Beatriz Q. C. tiene 36 años. Es casada, vive con el esposo y con los hijos, vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene 4 hijos.

Los miembros de la V.R.C. YAGUI GRANDE se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y papas, esta actividad llevan mucho tiempo haciéndolo.

Mercedes se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y papas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder construir una casa.

Le gusta celebrar las fiestas patronales junto a su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mercedes Beatriz agricultural supplies and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 29, 2010
Listed
Dec 3, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011