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Sembradoras Group
In this Group: Nora, Sofia, Ventura, Rufina, Lourdes, Angel, Blanca Sonia, Julia
The community bank "Sembradoras" will start its first loan cycle with field partner Pro Mujer at the Regional Office in Villa Exaltacion. This group is made up of eight members. The board is composed of the president, treasurer and recording secretary. They have a variety of businesses: three women sell cheese, one has an ice cream parlor, two women sell vegetables, one sells second-hand clothes, one is an assistant in a brick factory and one makes bricks.

Nora, the president, is a married mother of five children and has had her business selling cheese for ten years. She makes her sales in the city of La Paz and the city of El Alto. She buys the cheese from the province of Ingavi and the town Viacha. She chose this business because she has seen that she can recover capital easily and her profits are considerable. Currently her children help with her cheese sales.
View original language description ↓
La Banca Comunal “SEMBRADORAS” iniciará su primer ciclo en Pro Mujer, en el Centro Focal de Villa Exaltación. Está compuesta por ocho integrantes. La mesa directiva está compuesta por la presidenta, tesorera y secretaria de actas. Los negocios que ellas desempeñan son variados: tres señoras son comerciantes de queso, una tiene una heladería, dos señoras venden verduras, una vende ropa de segunda mano, uno es ayudante de una fábrica de ladrillo y una fabrica ladrillos.

En el caso de la presidenta, señora Nora esta casada es madre de cinco hijos, tiene el negocio de venta de Queso desde hace diez años, realiza sus ventas en la Ciudad de La Paz y en la Ciudad de El Alto. Ella compra el queso de la provincia Ingavi y de la localidad de Viacha. Ha elegido este negocio por que ha evidenciado que se recupera el capital con facilidad y la ganancia es considerable. Actualmente sus hijos le ayudan en la venta de los quesos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,241,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembradoras Group's $1,900 loan helped a member purchase cheese.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Dec 3, 2010
Currency Exchange Loss:
Jun 15, 2011