Ricardo lives under the anticrético modality (Anticrético is a transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to you) in La Paz’s San Martín zone. He is married and has three children. He has a taxi that he works in every day generating income.
He is asking for a loan to repair his vehicle’s motor so that he can keep his source of income stable and provide a better life for his family.
He is a good paying client of Impro and his socioeconomic profile qualifies his for a loan.
El señor Ricardo vive en anticretico en la zona de San Martín de la ciudad de La Paz esta casado y tiene tres hijos; es poseedor de un vehiculo (Taxi) con el cual trabaja todos los días generando ingresos.
El crédito que solicita es para reparar el motor de su vehiculo y de esta manera mantener estable sus ingresos y dar una mejor vida a su familia.
Es cliente de Impro y paga muy bien por el carácter social califica para obtener un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.