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Bertha Ngai
Bertha Ngai N., 45, operates a retail shop and sells household items from Githurai. The area is highly populated so Bertha has many customers. She is married to Charles Kinyua and together they have seven children. The oldest is 25 years old and the last born is 4 years old. Her husband helps support their family. Bertha was introduced to KADET by existing KADET clients.

Bertha’s retail shop has been in operation for 20 years and her monthly income is 68,800 KES. This loan of 40,000 KES will be her second loan from KADET. The previous loan of 20,000 KES was serviced successfully.

With the loan she intends to add more stock of household goods like sufurias, cups, basins, buckets and jugs which are always in high demand. With the extra profits, Bertha will expand her business and start a supply of household goods to smaller businesses.

Bertha hopes to open a wholesale operation which will supply other towns and employ many sales people.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 985
    View loans »
    Kenya Loans Fundraising
  • $43,091,150
    Funds lent in using Kiva
  • 79.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Bertha Ngai to add more stock of household goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Dec 4, 2010
Currency Exchange Loss:
Jun 18, 2011