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Gulmira's Group
In this Group: Gulmira , Taalaikul, Adilya, Damira
Gulmira K. is divorced, with two sons and a daughter. Her eldest son lives in the capital, and her daughter is married and lives with her husband’s family. Gulmira's youngest son is of preschool age and he lives with her.

Five years ago, after giving birth to her youngest son, Gulmira decided to start her own business making national wares. Now she also earns money by working as a cook in the local café. Out of these total earnings she has managed to organize her daughter's wedding and to prepare a dowry for her.

Gulmira recently became a grandmother, and she wants to present her newborn grandchild with some gifts: a play-pen and jewelry, as well as organizing a traditional celebration that is typical of national customs. She is seeking a loan to provide this celebration and gifts. Her future plans include bringing up her son and buying a home.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulmira's Group's $725 loan helped a member to celebrate her grandson's birth.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Dec 4, 2010
Currency Exchange Loss:
Oct 15, 2011