Benkadi (L’Entente) Group
This group of women sell "pagnes" (a West African term for highly colourful pieces of fabric) as well as all sorts of clothing and second hand clothes. In order to expand their businesses, the members of the group decided to join Soro Yiriwaso's loan program three years ago. They are on their sixth group loan and all the previous loans were repaid in full.
Adama Nantoumé, who is a member of the Benkadi group, sells all sorts of clothing: Dogon "pagnes", damask fabric, second-hand clothing ..., and she also does wool knitting (an activity for which she is equally in demand). She is planning to use her loan to buy Dogon "pagnes" in Bandiagara, as well as damask fabric and some second-hand clothes in Bamako. She sells her goods on a retail basis for cash at the large market in Koutiala and at home to a diverse customer base.
While the members of the group are expecting to make a monthly profit of 160,000FCFA each during this cycle, Mrs. Nantoumé is planning to make 190,000FCFA. As well as repaying their loans, the women use part of their income to cover their families' day-to-day expenses.
Ce groupe de femmes fait le commerce de pagnes, d’habits de toutes sortes et des friperies.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a 3 ans. Elles sont à leur sixième prêt de groupe et tous les prêts précédents ont été bien remboursés.
Adama Nantoumé qui est un membre du groupe Benkadi vend des habits de toutes sortes : pagnes Dogon, bazins, friperies…, et elle fait également du tricotage de laine (une activité dans laquelle elle est aussi sollicitée).
Elle compte utiliser son prêt pour acheter, des pagnes Dogon à Bandiagara, des bazins et quelques friperies à Bamako. Elle vend ses articles en détail et au comptant au grand marché de Koutiala, à la maison, à une clientèle diverse et variée.
Tandis que Les membres du groupe comptent réaliser un bénéfice moyen de 160 000FCFA chacune au cours de ce cycle, Adama Nantoumé compte réaliser 190 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid