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Res S. is a long-time businesswoman and a low-income person. She has been operating a beauty business since 2005. Res S. owns a kiosk in front of garment factory in Phnom Penh City where she sells a variety of products from her shop. She sells items such as perfumes, beauty products, and some fake jewelry to people who are working in the factory and others. She earns an average income of $3 per day.

Res S. is married to 47-year-old, Meas Sambath, who is a motor taxi driver (Tuk Tuk). The coupleare blessed with four children, two of whom are single and the other two are married. In order to earn extra profit and to make the business more successful, Res S. will be using the loan she requested to buy a large supply of inventory items.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Res to buy a large supply of inventory items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Dec 4, 2010
Currency Exchange Loss:
Nov 15, 2011