Res S. is a long-time businesswoman and a low-income person. She has been operating a beauty business since 2005. Res S. owns a kiosk in front of garment factory in Phnom Penh City where she sells a variety of products from her shop. She sells items such as perfumes, beauty products, and some fake jewelry to people who are working in the factory and others. She earns an average income of $3 per day.
Res S. is married to 47-year-old, Meas Sambath, who is a motor taxi driver (Tuk Tuk). The coupleare blessed with four children, two of whom are single and the other two are married. In order to earn extra profit and to make the business more successful, Res S. will be using the loan she requested to buy a large supply of inventory items.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.