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Rosa Amelia
Rosa Amelia N. H., 33, is single living with her mother in Chillanes canton, Bolívar province. She has no children.

The members of the LUZ Y PROGRESO (Light & Progress) communal bank are located 20 minutes from the Chillanes Office. It belongs to the Chillanes canton and the bank is dedicated to farming and other professional jobs. It has 17 members.

Rosa is a corn, broad bean, pea and chayote farmer. She buys her supplies in Chillanes and sells her products in the Chillanes market and in her home settlement.

She is asking for the loan to buy corn, broad bean, pea and chayote seeds. Support from the loan will help her economically to meet her needs. The face challenges like infestations, illnesses and weather variations. Her dream is to have her own house to set up a family business.

She enjoys cleaning and straightening up her house and celebrating Carnival.
View original language description ↓
Rosa Amelia N. H. tiene 33 años. Es soltera, vive con la madre, vive en el cantón de Chillanes en la Provincia de Bolívar. No tiene hijos.

Los miembros de la V.R.C. LUZ Y PROGRESO se encuentra ubicada 20 minutos de la Oficina Chillanes, perteneciente al cantón Chillanes, esta ventanilla se dedica a labores agrícolas y otras labores profesionales, en esta ventanilla son 17 socios.

Rosa se dedica a la agricultura a la siembra de maíz, fréjol, arbeja y chocho. Compra sus productos en Chillanes y los vende en la feria de Chillanes y en el mismo recinto.

Solicita el crédito para la comprar de semillas de maíz, fréjol, arbeja y chocho. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia para ponerse un negocio familiar.

Le gusta limpiar y arreglar la casa y festejar las fiestas de carnaval

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Amelia for seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2010
Dec 2, 2010
Currency Exchange Loss:
Dec 16, 2011