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Maria Bety
María Bety P. R., 32, is married and lives with her husband and son in Chillanes canton, Bolívar province. She has one son.

The members of the LUZ Y PROGRESO (Light and Progress) communal bank are located 20 minutes from the Chillanes Office. It belongs to Chillanes canton and the bank is dedicated to farming and other professional activities. It has 17 members.

María is a maize, broad bean, pea and chayote farmer. She buys her supplies in Chillanes and sells her products in the Chillanes market and in her own settlement.

She is asking for the loan to buy maize, broad bean, pea and chayote seeds. Support from the loan will help her economically to meet her needs. They face challenges like infestations, illnesses and variability in the weather. Her dream is to finish building her house for her son’s future.

She enjoys reading with her son.
View original language description ↓
Maria Bety P. R. tiene 32 años. Es casada, vive con el esposo y con el hijo, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 1 hijo.

Los miembros de la V.R.C. LUZ Y PROGRESO se encuentra ubicada 20 minutos de la Oficina Chillanes, perteneciente al cantón Chillanes, esta ventanilla se dedica a labores agrícolas y otras labores profesionales, en esta ventanilla son 17 socios.

Maria se dedica a la agricultura a la siembra de maíz, fréjol, arbeja y chocho. Compra sus productos en Chillanes y los vende en la feria de Chillanes y en el mismo recinto.

Solicita el crédito para la comprar de semillas de maíz, fréjol, arbeja y chocho. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es terminar de construir la casa para el futuro de mi hijo.

Le gusta leer con el hijo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Bety for seed and manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2010
Dec 2, 2010
Currency Exchange Loss:
Jan 15, 2012