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Pedro Klever
Pedro Klever B. A. is 50 years old. He lives in Unión Libre in the canton of Chillanes, Bolívar Province, with his partner and their children. He has 3 children.

The members of the San Miguelito Cooperative Rural Bank are located 90 minutes from the Chillanes office (of Cooperativa San Jose) in Chillanes canton. The members of this rural bank are dedicated to short cycle farming, planting, corn, bananas, oranges, and mangos. They have been in this business a long time.

Pedro is engaged in farming and planting corn, bananas, oranges, and mangos. He purchases products he needs in Matilde Esther and sells his crops in the market in Chillanes, in the same area.

He is applying for the loan in order to purchase seed for his crops and fertilizer for the cultivation of bananas, oranges, and mangos. The loan will help him meet his economic needs.

He confronts challenges such as pests, diseases, and changes in climate. His dream is to continue working for the education of his children. He likes spending time with his children.

View original language description ↓
Pedro Klever B. A. tiene 50 años. Vive en Unión Libre, vive con la compañera y con los hijos, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. SAN MIGUELITO se encuentra ubicada 90 minutos de la Oficina Chillanes, perteneciente al cantón Chillanes, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, platano, naranja, mangos y naranja, esta actividad llevan mucho tiempo haciéndolo.

Pedro se dedica a la agricultura a la siembra de maíz, platano, naranja, mangos y naranja . Compra sus productos en Matilde Esther y los vende en la feria de Chillanes y en el mismo recinto.

Solicita el crédito para la comprar de semillas para los cultivos y abonos y fertilizantes para las semillas cultivadas, platano, naranja, mangos y naranja. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir trabajando para educar a sus hijos.

Le gusta pasar con sus hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pedro Klever seed for his crops and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2010
Dec 2, 2010
Currency Exchange Loss:
Jan 15, 2012