Malik N. is 54 years old. He is an IDP (Internally Displaced Person). He is a refugee from the city of Fuzuli and now lives in the Fuzuli region. Malik is married and has two children who help him in his work.
Malik has been a herdsman for twelve years. He loves animals very much and therefore loves his work. Malik sells dairy products in a store. This is Malik’s second loan. The first time, he borrowed $750. He is very grateful to lenders for that loan. Now, he needs 2000 AZN to buy cows. This will increase his production of dairy products, thereby increasing his income.
Malik N. 54 qoda . On yavlyayetsya IDP personom on pereselenec iz Fuzuli qoroda , seychas projivayet v Fuzuli regione. Malik jenat i imeyet 2 detey kotoriye pomoqayut yemu po rabote.
Malik uje 12 let kak yavlyayetsya skotovodom , on ochen lubit jivotnix i poetomu ochen lubit svoyu rabotu. Malik zanimayestya prodajey molochnix produktov v maqazini. Eto uje vtoraya ssuda Malika v perviy raz on bral $750 i za etu ssudu on ochen blagodaren lenderam. Seychas on nujdayetsya v 2000 AZN chtobi kupit korovi , dlya toqo chtobi uvelichit kolichestvo molochnix produktov dlya prodaji i tem samim uvelichit yejemesechniy doxod.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.