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Vardan S. is married with two children. He and his young family live in his grandmother's home. The family's main income comes from agriculture.

While Vardan's grandmother takes care of the little children Vardan and his wife work hard. The young couple dream of owning their own home one day. To develop their business further Vardan is going to increase his livestock.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 166
    View loans »
    Armenia Loans Fundraising
  • $14,954,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,250 helped Vardan increasing livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 15, 2010
Dec 3, 2010
Currency Exchange Loss:
May 17, 2013