Hasmik H. has been trading in women's clothing since the 1990's. She regularly travels to the country markets where she sells the clothing, sometimes exchanging it for food. Hasmik’s family members have left their home in Russia and relocated to earn income. Notwithstanding all the hard work, Hasmik is a determined person with a perfect credit history. She has applied for the current loan to stock up on clothing to sell.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.