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Hasmik H. has been trading in women's clothing since the 1990's. She regularly travels to the country markets where she sells the clothing, sometimes exchanging it for food. Hasmik’s family members have left their home in Russia and relocated to earn income. Notwithstanding all the hard work, Hasmik is a determined person with a perfect credit history. She has applied for the current loan to stock up on clothing to sell.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $14,385,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik to stock up on clothing to sell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 8, 2010
Dec 3, 2010
Currency Exchange Loss:
Jul 26, 2012