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Agnes, 36 years old, has a very supportive and responsible husband, Glecerio, who is now 41 years old. Her husband is a fisherman. One source of their income comes from fishing. Her husband works as a fisherman but this only gives them a small income. Her husband works hard all day catching fish in the ocean, but he brings home a very small amount of money because the ones who own the fishing equipment get a larger amount, and they will only give him a small percent.

So Agnes decided to request loan again with Kiva field partner, Ahon sa Hirap Inc. (ASHI) to buy fishing equipment so that the revenue will be only for them. She will used the loan to buy fishing cages (fish traps), fishing nets, and other things that are needed in her fishing business. She will help her husband sell the fish that he will catch in the sea.

She decided to set up this business in order to increase their daily income and sustain their needs, like everyday expenses and the education of her five children: Christine Joy - 17 years old, Crister - 14 years old, Jess - 9 years old, John - 7 years old, and Roman - 4 years old.

Agnes is very happy to be a Kiva borrower and says thank you for offering financial support for her business dreams.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1224
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Agnes to buy fish cages/traps, nets, and other fishing equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2010
Dec 2, 2010
Currency Exchange Loss:
Jan 5, 2012