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Nida L. is a married woman who lives in Brgy. Kaungkod, Madredijos, Cebu. She earns her living by operating two business ventures: pig fattening and a frozen foods business. Her husband, Bernardo L., who is 50 years old, works as a tricycle driver to earn his living, and also helps in his wife's businesses. They have four children aged between 15 and 26.

Nida joined Kiva partner, NWTF-Project Dungganon, in 2000 because she aspired for something better for her family. With the help of her past ten loans from NWTF-Project Dungganon, Nida has been gradually lifting her family out of poverty by the sweat of her brow. Her previous loan of 22,000 PHP helped her earn a monthly profit of 3,000 PHP, raising the family's standard of living. This time, for her 11th loan, she is borrowing 29,000 PHP, which she intends to use to purchase feed and other supplies for her piggery. In this way, she hopes to continue to save up for the future and to sustain their daily needs and give their children a good education.

Nida L. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means 'honorable'). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them 'Dungganon' – a title of esteem that is bestowed on a member of the community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1037
    View loans »
    Philippines Loans Fundraising
  • $63,519,425
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Nida to purchase feed and other piggery supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 4, 2010
Currency Exchange Loss:
Jan 15, 2012