Las Estrellas Group
Rossmery is the group's representative. She is currently the bank's president and her business is sewing aprons. She has been in this business for 5 years. She also works in La Llave Restaurant in the center of town. Her loan will be used to buy fabric and threads for sewing her aprons which she will then sell in the market. Rossmery is married to Marcos and they have three children. Her goal is to have a big workshop with several sewing machines and to create a small business. She has stood out in her community bank as being a leader of the group.
Dora is the bank's treasurer. She is a housewife and in her spare time she works as an assistant, selling food with her family members. Her loan will be used to buy goods for her home. She is married to Juan who works as a minibus driver as a member of a union in the city. They have five children, two of whom are still financially dependent on their parents and three of whom are married and live in their own homes.
Dora is one of the community bank's representatives who worked on setting the group up and on carrying out the necessary checks. In the photo, one of the members brought her sister along.
Rossmery Es la representante, actualmente toma el cargo de la presidenta del banco se dedica a la costura de mandiles, cuenta con esta actividad hace 5 años, también trabaja en el Restaurant la Llave en el centro de la ciudad, el préstamo será destinado para la compra de tela e hilos para la costura de mandiles para su posterior venta en el mercado. Casada con el señor Marcos tienen 3 hijos. Su meta es tener un taller grande con varias maquinas de costura y formar una microempresa.
En su banco comunal se ha destacado como una líder que dirige al grupo.
Dora Socia que asume el cargo de tesorera del banco, es una ama de casa y en sus tiempos libres trabaja como ayudante en venta de comida con sus familiares, el préstamo esta destinado a la compra de bienes para el hogar. Casada con el señor Juan que trabaja de chofer de minibús en un sindicato de la ciudad tienen 5 hijos de los cuales 2 dependen de la pareja y 3 son casados y viven en otros domicilios.
Es una de las representantes en su banco comunal, que ha colaborado en la conformación del grupo y en las verificaciones. en la fotografia una de las socias vino con su hermana.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid