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Carmen Domitila
Carmen, age 47, has a vending stand where she sells toys, lights, and accessories. She lives with her son in an urban area called Orquídeas that was named after the many flowers that existed upon its discovery. There is now a park where orchids continue to grow.

Carmen began selling individual toys as way of having her own business. With a little effort and the motivation of supporting her son as a single mother, she opened a vending stand where she sells toys, lights, accessories, and other items. She gradually increased her inventory and now works every day from 7am to 2pm. Carmen sells Christmas lights for $2.25, toys for $2.00, and glasses for $0.60/each. One of the difficulties she faces is combating illness.

With this loan Carmen wants to buy toys and lights for the Christmas season, the time when she sells the most. In the future she wants to increase her inventory of merchandise and open her own store.

View original language description ↓
Carmen de 47 años, tiene un puesto en donde vende juguetes, luces, accesorios. Vive con su hijo en una zona urbana llamada Orquídeas porque en su descubrimiento descubrieron muchas flores y en la actualidad hay un parque de estas flores.

Comenzó a vender juguetes por unidad para tener su propio negocio poco a poco con esfuerzo y con la motivación de mantener a su hijo ya que es madre soltera comenzó con un puesto a vender juguetes, luces, accesorios etc. Poco a poco incremento su mercadería, ahora trabaja desde las 07h00am hasta las 14h00pm todo los días. Vende las luces de navidad a $ 2.25, juguetes a $ 2.00, vasos a $ 0.60 c/u. Una de las complicaciones que a veces se presenta son las enfermedades.

Con el préstamo quiere comprar juguetes y luces para la época de natividad que es cuando mas se vende. En el futuro quiere incrementa la mercadería y tener su local propio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen Domitila purchase toys & Christmas lights.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Dec 2, 2010
Currency Exchange Loss:
Jun 20, 2011