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Lourdes Elizabeth
Lourdes is 23 years old. In this photo she is in the beauty parlor selling her products. She is a roving businesswoman who sells clothes and cosmetics. She lives with her son in a city called Orquidas (Orchids) because when the city was discovered there were a lot of flowers there. They now have a park with these varieties of flowers.
Lourdes had to find a way to make money in order to support her son. This is why she decided to invest her savings in clothes and cosmetics. She has different work hours and, at times, she gives out credit in order to sell her cosmetics.
In order to continue to sell her merchandise she would like to buy more clothes and cosmetics in order to increase her working capital. In the future she would like to increase her inventory.
View original language description ↓
Lourdes de 23 años,(en la foto esta en una peluqueria ofreciendo sus productos) es comerciante informal de venta de ropa y cosméticos. Vive con su hijo en una zona urbana llamada Orquídeas porque en su descubrimiento descubrieron muchas flores y en la actualidad hay un parque de estas flores.

Ella tuvo que conseguir una actividad económica para general dinero y así poder mantener a su hijo. Fue entonces que decidió invertir sus ahorros en ropa y cosméticos para venderlo a sus vecinos y conocidos. Poco a poco con esfuerzo ella ahora tiene una cartera de clientes definida a quienes les reparte la ropa y cosméticos. Tiene distintos horarios de trabajo y en ocasiones da crédito para vender los cosméticos.

Para seguir con la venta de su mercadería ella quiere comprar ropa y cosméticos para incrementar su capital de trabajo. En el futuro quiere incrementar su mercadería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,303,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lourdes Elizabeth cosmetics, clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 15, 2011