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Mercedes De La Cruz
Mercedes De La Cruz S. L. is 50 years old. She is single and lives with her children in Chillanes canton, in Bolívar province. She has 5 children.

The San Miguelito solidarity group is located 90 minutes from the Chillanes office, in Chillanes canton. This group works on short-cycle agricultural tasks such as growing corn, bananas, oranges and mangos. They have been doing this for a long time.

Mercedes grows corn, bananas, oranges and mangos. She buys her products in Matilde Esther and sells them in Chillanes market and district.

She is requesting this loan to buy seeds and fertilizers for her banana, orange and mango crops. The support of this loan will help her financially to cover her needs. She faces challenges such as insect infestations, diseases and changes in the weather. Her dream is to continue increasing her business.

She likes to cook for her children.
View original language description ↓
Mercedes De La Cruz S. L. tiene 50 años. Es soltera vive con los hijos, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 5 hijos.

Los miembros de la V.R.C. SAN MIGUELITO se encuentra ubicada 90 minutos de la Oficina Chillanes, perteneciente al cantón Chillanes, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, platano, naranja, mangos y naranja, esta actividad llevan mucho tiempo haciéndolo.

Mercedes se dedica a la agricultura a la siembra de maíz, platano, naranja, mangos y naranja . Compra sus productos en Matilde Esther y los vende en la feria de Chillanes y en el mismo recinto.

Solicita el crédito para la comprar de semillas para los cultivos y abonos y fertilizantes para las semillas cultivadas, platano, naranja, mangos y naranja. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir aumentando el negocio..

Le gustaría cocinar peinar a sus hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mercedes De La Cruz to buy seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2010
Listed
Dec 2, 2010
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012