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Edgar Hernan
Edgar Hernan R. S. is 38 years old. He is single and lives with his parents in Chillanes canton, in Bolívar province. He has one child.

The 'El Batan' solidarity group is located 90 minutes from the Chillanes office, in Chillanes canton. This group has 21 members who work in short-cycle agriculture, growing cacao, cassava and corn. They have been in this business for a long time.

Edgar has been growing cacao, cassava and corn for a long time. He buys his products in Bucay canton and sells them in Chillanes market and in the district.

Edgar is requesting a loan to buy farming supplies and fertilizers for his cacao crops. The support of this loan will help him financially to cover his needs. He faces challenges such as insect infestations, diseases and changes in weather. His dream is to continue working.

He likes to take part in sports.
View original language description ↓
Edgar Hernan R. S. tiene 38 años. Es soltero, vive con los padres, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 1 hijo.

Los miembros de la V.R.C. EL BATAN se encuentra ubicada 90 minutos de la Oficina Chillanes, perteneciente al cantón Chillanes, esta ventanilla esta conformado por 21 socios que se dedica a labores agrícolas de ciclo corto siembra de cacao, yuca y maíz esta actividad llevan mucho tiempo haciéndolo.

Edgar se dedica a la agricultura a la siembra de cacao, yuca y maíz desde hace mucho tiempo. Compra sus productos en el Cantón Bucay y los vende en la feria de Chillanes y en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de cacao. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir trabajando.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Edgar Hernan to buy farming supplies and fertilizers for his cacao crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 17, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011