José learned his trade seven years ago so that he could support his family. His brother helps him in his work. To make more income for his family he also sells fish. He works from 3.00am in the market selling fish until 6.00am when he starts his building work on different building sites as and when he is hired.
He will use his loan to fix up his house. He will buy cement, paint and blocks. In the future he would like to have premises to set up a business.
Aprendió hacer maestro albañil para poder mantener a su familia hace 7 años atrás trabaja con la ayuda de su hermano. Para tener más ingresos el también vende pescados. Trabaja desde las 03h00 de la madrugada en el mercado vendiendo pescados hasta las 06h00am que comienza a trabajar como maestro albañil en diferentes construcciones según lo contraten.
Con el préstamo quiere arreglar su casa comprando con el préstamo cemento, pinturas, bloques. En el futuro quiere tener un local para ubicar un negocio.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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