Mrs. Mao V. is a 60-year-old widow who earns her daily income by cultivating crops on her farmland, which she has owned a long time. She received the land from her grandmother in 1979. She can earn an income from her farming business of approximately $2 a day. She has four children who are already married. A couple of her children live with her and assist her in farming as well. Mao V. is looking for assistance to help her with building a bathroom and a toilet for her family, but it is not ready because she is lacking some funds. So Mrs. Mao V. has decided to borrow some funds from Kiva in order to pay for the building of the bathroom.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.