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Isrrael Group
In this Group: Lisette, Hellen, Juana
The Israel group is composed of three hard working people. One of them is Verónica D., 40. She has sold prepared food for the last 10 years. She started out with very little and today sells in a various locations. She will use the loan to buy basic grains (rice, beans, cooking oil, sugar, salt, meat, vegetables, fruits, etc.) She has three adult children and she dreams with improving her business.

The other group members are: Liseth María Zúñiga, 38, who has sold clothes and shoes for the last 15 years and Hellen F. who has had a small beauty salon for the last two years.
View original language description ↓
El grupo Isrrael lo conforman tres personas trabajadoras una de ellas es Veronica D. de 40 años quien vende comida desde hace 10 años ella inicio con poco y actualmente comercializa en distintos lugares. Ella invertirá el crédito en granos básicos (arroz, frijoles, aceite, azúcar, sal), carne, verduras y frutas…etc.
D. tiene tres hijos ya mayores de edad y sueña en mejorar su negocio.
Las otras integrantes del grupo son Liseth María Z. de 38 años vende ropa y zapatos desde hace 15 años y Hellen F. tiene un pequeño salón de belleza desde hace 2 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Isrrael Group's $950 loan helped a member for basic grains, meat, vegetables, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Nov 29, 2010
Currency Exchange Loss:
Apr 15, 2011