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Kurbonali S. is 51 years old, has a secondary education, is married and has 8 children. Kurbonali spent his whole life working as a driver at a collective farm, but as he is getting old he is now raising livestock for sale, which provides him with a source of income. He has almost 15 years of experience in this area. This loan will be used to purchase 3 large animals and 2 small animals and their feed.

Kurbonali plans to sell the smaller animals monthly and the large animals every 40-45 days. He will use a portion of the revenues to purchase new livestock and part of the revenues to pay back the loan, the rest will be used for family expenses as Kurbonali’s family is large and not everyone is earning money. He sells the livestock at the local market and it is then used to make meat and dairy products that are sold to local residents. Kurbonali plans to pay back the loan over 12 months.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Сохибов Курбонали, возраст – 51 лет, образование среднее, женат, имеет 8-х детей. Курбонали всю свою жизнь работал водителем в колхозе, но так как уже возраст не позволяет он занимается разведением крупного и мелкого рогатого скота и дальнейшей его продажей, что и является для него источником дохода. Он имеет почти 15-и лет опыт в разведение скота. Кредит, который он хочет получить будет направлен им на приобретение 3-х голов крупного рогатого скота и 2 голов мелкого рогатого скота, а также питания для них. Мелкий рогатый скот он планирует продавать ежемесячно, а крупный скот он будет продавать через каждые 40-45 дней после его откормки. Часть вырученных денег он будет направлять на приобретение молодняка, часть на погашение кредита, а оставшуюся часть будет использовать на семейно-бытовые расходы, так как семья у него большая и не все приносят деньги в дом. Скот он продаёт на местном рынке, который в дальнейшем используется на производство мясо-молочной продукции и дальнейшей её реализации жителям близлежащих районов.
Клиент планирует выплатить кредит в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 179
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kurbonali purchase and Sale of Livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2007
Dec 4, 2007
Currency Exchange Loss:
Jan 15, 2009