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Emmanuella is 21 years old and is married with one child who is one year old. Emmanuella is known in the business of selling new clothing for women. She has been in this business for about three years and the hours of her business are from 8 a.m. until 5 p.m. every day.

Emmanuella has now requested a loan from Kiva lenders via Vision Finance Company for the purpose of expanding her business through adding a variety of styles. With this loan, she has a vision of wholesaling and retailing at the same time so that her revenue can be greatly increased. If successful, Emmanuella hopes to continue building a secure future for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 85
    View loans »
    Rwanda Loans Fundraising
  • $12,777,600
    Funds lent in using Kiva
  • 592.7
    Rwanda Francs (RWF) = $1 USD