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Emmanuella is 21 years old and is married with one child who is one year old. Emmanuella is known in the business of selling new clothing for women. She has been in this business for about three years and the hours of her business are from 8 a.m. until 5 p.m. every day.

Emmanuella has now requested a loan from Kiva lenders via Vision Finance Company for the purpose of expanding her business through adding a variety of styles. With this loan, she has a vision of wholesaling and retailing at the same time so that her revenue can be greatly increased. If successful, Emmanuella hopes to continue building a secure future for her family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 2
    View loans »
    Rwanda Loans Fundraising
  • $15,557,575
    Funds lent in using Kiva
  • 592.7
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Emmanuella to purchase more women's clothes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 29, 2010
Currency Exchange Loss:
Aug 15, 2011