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Mumtaz's Group
In this Group: Mumtaz , Naseem Akhter , Meena , Khursheed
Mumtaz lives in Arifwala, a small city of Punjab, Pakistan, known for its agriculture industry. She lives there in the area called Muhallah Eid Gah which is a small residential area of the city. She came here after her marriage.

She supports her family with her profession, working as a midwife. She also sews clothes in her spare time and earns money from her neighboring clients. Her husband’s name is M. K. and he operates a dairy business at his home. For this purpose, he keeps buffalo and gets milk to sell to his nearby customers. Her brother also lives with her. He is a driver by trade and drives a rickshaw.

Mumtaz has applied for a loan from Kiva partner Asasah for the betterment of her husband’s business. With the loan, he will buy another buffalo that will help him increase the milk productivity and his sales as well. Mumtaz is hopeful that an investment will be very productive for her husband’s business and her family will be able to have a better standard of living.

She is the mother of 2 daughters who have not started to attend to school yet. She is a regular loan user of Asasah and this is her 2nd loan application. In the previous loan year, she built up a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 312
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mumtaz's Group's $875 loan helped a member to buy another buffalo for their dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 27, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011