Im S., age 42, lives in the province of Kampong Chhnang. She is a sewing worker in the factory industry, and she has been working since 2005. Im S. is a married woman who is devoted to her three children, all of whom are single, studying in school and dependent on her care. Im S.’s husband works as a policeman and has a fixed salary every month. Im S. has been paying money for taxis to get to work because she doesn't own a vehicle. To solve this problem, she is applying for a loan to purchase a used motorcycle, which will allow her to commute to her work location.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.