Mann S. is 41 years old, widowed, and has one child who attends 12th Grade. They live along National Road Number 5, about 20 kilometers from Phnom Penh. Mann has been a mason for almost 20 years. He is applying for his first loan of $1,000 to purchase a motorbike for commuting to work.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.