Khiev R., 31, is a low-income person living in Kompong Tom. To earn a living, Khiev R. built a stall next to her house, in which she raises many pigs to sell. Khiev R. is married and has two school-aged children. Her husband helps deal with the family’s financial situation by working as a salt trader. The family makes an income of approximately $6.20 per day. Unfortunately, their motorbike has often broken down during use. Because of that, Khiev R. has decided to seek a loan of $300 from Kiva, which she will use to replace the broken motorcycle.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.