2 De Julio Group
The group's president, Marcela, is a woman who has a strong household together with her husband and two children. Her business is collecting fares on the minibus which her husband drives. She says that they work together because they have found that when she handles the fares, they make more profits. She is requesting 2,500 bolivianos which will be invested in repairing their vehicle and buying tires and other parts. They work from Monday to Sunday, from 6.30am to 9.00pm.
When we asked Marcela what she liked about Pro Mujer, she replied that she likes the repayment terms.
La presidenta, la señora Marcela es una mujer que ya tiene un hogar consolidado con su esposo y sus dos hijos. El negocio de la señora Marcela es la cobranza de los pasajes, en el minibús que conduce su marido. Ella indica que trabajan en forma conjunta porque han comprobado que cuando ella maneja el dinero de los pasajes, tienen más ganancia. Su solicitud es por Bs. 2500.- y será invertido en la reparación de la movilidad, compra de llantas y otros. Trabajan de lunes a domingo, de seis y media de la mañana hasta las nueve de la noche.
Cuando se le consulta sobre lo que le gusta de Pro Mujer, ella responde que le gusta el plazo de pago.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid