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2 De Julio Group
In this Group: Marcela, Lidia, Isabel, Concepcion, Angelica Maria, Florentina, Sonia, Rosmery, Toribia
The “2 de Julio” (2nd of July) community bank is part of the Panamericana regional office. It has nine members. (In the photo the group members are having lunch. One of the members' moms is also present - the lady in the beige shawl with coffee-colored stripes and a mustard-colored hat). The group is in its second loan cycle and its members are very happy because they didn't run into any problems during their first loan cycle. The ladies' businesses include: public transport, neighborhood store, clothing sales, sewing ladies' bags, detergent sales, crockery sales, shoe sales, clothes sales and minibus conductor.

The group's president, Marcela, is a woman who has a strong household together with her husband and two children. Her business is collecting fares on the minibus which her husband drives. She says that they work together because they have found that when she handles the fares, they make more profits. She is requesting 2,500 bolivianos which will be invested in repairing their vehicle and buying tires and other parts. They work from Monday to Sunday, from 6.30am to 9.00pm.

When we asked Marcela what she liked about Pro Mujer, she replied that she likes the repayment terms.
View original language description ↓
La banca comunal “2 de Julio” es parte del centro focal de Panamericana. Cuenta con nueve integrantes (en esta oportunidad estaban almorzando, también estaba la mamá de una socia, la señora de manta beis a rayas café y sombrero mostaza), este es su segundo ciclo y se encontraban muy conformes por que el no tuvieron tropiezos en el ciclo primero. Entre los negocios de las señoras, se cuenta con: transporte público, tienda de barrio, venta de ropa, costura de sacos de dama, venta de detergentes, venta de vajilla, venta de zapatos, venta de ropa y cobradora de minibús.

La presidenta, la señora Marcela es una mujer que ya tiene un hogar consolidado con su esposo y sus dos hijos. El negocio de la señora Marcela es la cobranza de los pasajes, en el minibús que conduce su marido. Ella indica que trabajan en forma conjunta porque han comprobado que cuando ella maneja el dinero de los pasajes, tienen más ganancia. Su solicitud es por Bs. 2500.- y será invertido en la reparación de la movilidad, compra de llantas y otros. Trabajan de lunes a domingo, de seis y media de la mañana hasta las nueve de la noche.

Cuando se le consulta sobre lo que le gusta de Pro Mujer, ella responde que le gusta el plazo de pago.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 139
    View loans »
    Bolivia Loans Fundraising
  • $33,316,775
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 2 De Julio Group's $2,625 loan helped a member to repair a minibus and buy tires.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Nov 28, 2010
Currency Exchange Loss:
Jul 15, 2011