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Asma's Group
In this Group: Asma , Musarat Bibi, Hajran Bibi
Asma is a talented lady who does embroidery work to support her family financially. Her quality art brings in good income and she fulfills regular orders from her clients every month. She resides with her family in the area named Raja jang, which is a small area in the city of Riwind, located in Punjab province of Pakistan. Asma is 30 years of age, married to S. H., who has a business of making shoes. He has a small shop in the market where he receives orders from different factories and shoe shops to provide finished product to earn an income for his family.

Asma has 2 sons and 2 daughters. Her oldest son is in kindergarten, while the others are too young to attend school yet. Asma wants to provide quality education to her children. That’s why she works very hard.

She has applied for a loan from Kiva partner Asasah to help her husband in his shoe making business. With the loan he will buy leather, nails and shoe polish in larger quantities. That will enable him to make shoes in bulk quantity to fulfill the orders of his customers and increase his income. He has been in this business for over 10 years. Asma is hopeful that, through an investment, her husband will improve his business further and increase his monthly income.

She is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she built good credit behavior and attended every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Asma's Group's $700 loan helped a member to buy leather, nails and shoe polish for shoe making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011