Mrs. Sea V., age 44, makes a living by selling fish. She sells the fish that her husband gives her or that she buys from other fisherman. She currently earns an average of US$2.80 per day. She has been running her business for several years. Her husband is 53 years old and is a fisherman who works along a local river. He is also a motor taxi driver. Mrs. Sea V. is the mother of one young child.
In order earn extra profit, Mrs. Sea V.’s husband planted some banana trees behind his home, and he often sells bananas in the local market. He uses his motorbike as transportation, but can only carry his products in small amounts. That affects how he can satisfy the needs of his customers. Because of this problem, Mrs. Sea V. decided to request a loan for her husband in order to purchase a trailer to attach to his motorcycle. This would allow him to transport larger amounts of his product than is currently possible.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.