Khin N., age 37, owns and operates a handicraft business selling rattan cupboards and beds. She and her husband sell their products, which they weave themselves or order from other weavers who live in the village of Kompong Tom Province. This couple uses their horse cart as transportation and it takes a week to sell all their rattan products. Khin N. has been facing difficulties transporting her rattan because her horse cart is slow and that affects how she can satisfy the needs of her customers. Because of this problem, Khin N. decided to request a loan to purchase a machine which she will attach her existing cart and then she will be able to transport her products faster.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.