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Sewing clothes is the major part of 32-year-old Neou K.’s daily activities in the garment industry. Neou K. has been engaged in her job since 2000 and has a formal salary. She has a life partner in her husband who works as a blacksmith in Phnom Penh City, Cambodia. The couple helps each other to earn money to feed their one kid, who is studying in school.

Besides her current work, Neou K. is also a farmer and now it is the time for planting a rice crop but her farmland isn't ready for plowing yet because she is busy working. To solve this obstacle, Neou K. is applying for a loan to buy a machine to plow her farmland in order to start growing rice.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Neou to buy a machine to plow her farmland in order to start for growing rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 17, 2010
Nov 27, 2010
Currency Exchange Loss:
Dec 17, 2011