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Samina's Group
In this Group: Samina , Firdous, Wazir Begum , Kosar Parveen, Naseem
Samina lives in Multan, which is located in the Punjab province of Pakistan and is famous for its sweetmeats and shrines. She lives there in a two-room brick house in the area named Hazoori bagh. She moved here after her marriage many years ago.

Basically, she is a housewife but to support her family financially she also operates a clothes-selling business. She is a very energetic and loyal lady who is always ready to help and support her family in every possible way. Her earnings help her husband in managing the financial expenses in a better way.

She has given birth to three sons. Unfortunately, all of them are illiterate and do businesses. Her elder son is a rickshaw driver and provides transport services to his customers and earns income. Her second son provides loading services on his donkey cart and her youngest son is a tailor who operates a tailoring shop in the market.

Her husband is a cobbler by profession and makes shoes on order. The specialty of his work is he makes embroidery on shoes that are very famous in the neighboring areas. He also supplies his shoes to different shoe shops and generates good income for the family.

She has applied for a loan from Kiva partner Asasah for the growth of her husband’s business. With the loan, he will buy required items, such as beads, thread, leather and nails, in bulk quantities that will enable him to make more embroidered shoes to fulfill orders and to make more money.

She is a new loan user of Asasah and this is her first loan application.

Note: In the photo, the lady with the book called the Asasah Passbook is Samina.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Samina's Group's $825 loan helped a member to buy required items for a shoe-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011