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Irshad's Group
In this Group: Irshad, Ghulam Sakina , Kareem , Naheed
Irshad lives in Khanewal, a small city located in the Punjab province of Pakistan that is known for its agriculture industry. She lives in a 2-room brick house with her family.

Irshad is a widow who suffered the sudden death of her husband few years ago. It was a very difficult time for her but she never gave up and fought the circumstances bravely. She started working in her husband’s fields along with her eldest son. She worked very hard to raise her children. She has a family background of farming, so she managed to work in the field and to teach her son how to grow seasonal crops and care for the fields.

Now that as her eldest son is grown, she no longer works. She stays at home and does her household responsibilities. She has 4 sons, but none of them go to school because of poor financial conditions.

She has applied for a loan from Asasah, a Kiva field partner, to help her son improve his business. With the loan, he will purchase fertilizer and seeds to grow seasonal crops in his fields to increase the family's household income. She hopes that a loan will make her son’s business more profitable and bring renewed happiness to her family.

She is a new Asasah borrower and this is her first loan application.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 312
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad's Group's $550 loan helped a member to buy fertilizer and seeds to grow seasonal crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011