Yohanny is a 28 year old, single woman. She has two boys and a girl, aged 12, 11 and 8 respectively. All the children attend school.
Yohanny dedicates herself to the sale of women's and children's clothing. She has been running this business for more than three years. This activity is her principal source of income, and through it, she provides food and education for her children and pays for her rented house.
Six months ago, the entrepreneur took a loan from FSMA because supplies had been running low in her business. With the funds, she purchased clothing in bulk which she sold succesfully. The loan helped her to give a new ´giro´ to the business and she was able to make a lot of profits and repaid the loan in due time. She also opened a bank account and learned to save money for any unforeseen event. Currently, she is operating her business in a small location that she could rent.
Yohanny is requesting a second loan to buy more clothing in bulk to sell during the Christmas period. She will offer the goods at very low prices, so that more people can get to know her business and possibly become part of her numerous loyal customers. Her income will also be increased, and her profit margin improved.