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Ban S., age 35, is a fisherman who now lives in Takhmao City. Ban S. and his wife work in the same business, and they normally earn an average of $6 per day to help cover their family’s daily living expenses. This couple has been married for many years, and they have five children. All of them are still studying in school.

Ban S. and his wife always get up every morning and drive their boat toward the middle of the river and then fish. After fishing is done, they hurry up to bring their fish to the busy market and sell it to their regular buyers. Ban S. will use his loan to purchase nets and other fishing implements so he can catch more fish. Ban S. was not available that day, so his wife and her daughter are pictured instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ban to purchase nets and other fishing implements.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Nov 26, 2010
Currency Exchange Loss:
Oct 15, 2011