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Katherine Dionede
Katherine is 39 years old. She sells personal products and clothes. To help her husband with household expenses, she started to work selling perfume, creams and clothes. Little by little she has increased her number of customers because she works from very early in the morning offering her products to her neighbors and friends.

Katherine lives with her husband and children in an urban area called Guasmo which is noted for the fact that most of its residents are salespeople. She walks the streets selling her products with the help of one of her daughters. In order to make payments easier for her customers, she leaves her products on credit which makes it easier for her customers to pay.

She will use her loan to buy products such as perfume, creams and clothes. In the future, she would like to have premises in 'Bahia' (a five block area where most of the salespeople in Guayaquil are based).
View original language description ↓
Katherine de 39 años, vende productos de uso personal y ropa. Para ayudarle a su esposo con los gastos de la casa ella empezó a trabajar vendiendo perfumes cremas y ropa. Poco a poco ha incrementado su clientela porque trabaja desde muy temprano ofreciendo los productos a sus vecinos y amigos.

Vive con su esposo y hijos en una zona urbana llamada Guasmo y caracterizada porque la mayoría de sus habitantes son comerciantes. Ella recorre las calles vendiendo sus productos con ayuda de una de sus hijas. Para facilitar más los pagos de las personas ella da a crédito los productos y así a los clientes se les haga más fácil pagar.

Con el préstamo quiere comprar productos como perfumes, cremas, ropa. En el futuro quiere tener un local en la “Bahia” (lugar de cinco cuadras donde se encuentran la mayor parte de comerciantes de Guayaquil).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Katherine Dionede to buy perfume, creams and clothes.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Dec 1, 2010
Currency Exchange Loss:
Mar 15, 2012