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Christine is 24 years old and married with one child who is three years old. Christine owns a small business selling tomatoes, onion and cooking oil. These are very common foodstuffs used by all families in Rwanda. Christine works hard in order to improve her economic situation. The hours of her business are from 7 in the morning until 8 in the evening every day. Christine is very new to this business and has been working in the food market for only eight months.

Christine has requested a loan from Kiva lenders via Vision Finance Company in order to expand her business by purchasing more tomatoes and other foodstuffs, which can help her attract more customers. Christine hopes the business will be profitable, as she would like to purchase a motorbike.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 8
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD