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Amelia Graca
Amélia Graça C. was born in the city of Matola in Maputo Province, located in southern Mozambique. She is married and is pregnant. She finished 12th grade but did not continue studying because she was not able to enroll in a higher education program. She lives in her own house with her husband and supports her mother and nephew by sending them some money to help pay for household expenses.

She has never left Maputo Province. For more than 2 years, Amélia has worked a teacher. She does not employ anybody to help her. She earns a monthly salary of 3,359 MZN from this job and 2,000 MZN as a hairdresser at a beauty salon. She uses the money to pay for household expenses and manages to save some of her earnings in her house in order to pay for home improvements.

Amélia has never had loans with other banks. She found out about Hluvuku through her colleagues who are also clients of this institution. This is her first loan with Hluvuku. She is requesting 12,000 MZN, which she will use to buy construction material (cement, galvanized roofing sheets, sand, etc.) in order to keep making house improvements.

She promises to pay back the loan on time so she will be able to have access to others in the future. She plans to request new loans in order to finish construction on her house.
View original language description ↓
Amélia Graça C. nasceu na cidade da Matola, Província de Maputo, sul de Moçambique casada esperando um filho. Fez 12ª classe não continuou porque não conseguiu ingressar no ensino superior. Vive na casa própria com seu esposo e sustenta sua mãe e sobrinho enviando algum dinheiro para ajudar nas despesas de casa.

Nunca saiu da Província de Maputo, trabalha como docente ha mais de 2 anos e não possui nenhum empregado. Tem um salario mensal de 3.359.00mt e 2.000.00mt da prestação de serviços no salão de cabeleireiro o qual aplica nas despesas de casa e ainda consegue poupar um pouco em sua casa para as despesas de melhoria da sua casa.

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de suas colegas que são clientes desta instituição. Este é o seu primeiro empréstimo na Hluvuku no valor de 12.000.00mt com o qual pretende comprar material de construção (cimento, chapas de zinco, areia e outros) para dar continuidade com a melhoria da sua casa.

Compromete se a pagar devidamente para poder aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para conclusão da sua casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 90
    View loans »
    Mozambique Loans Fundraising
  • $2,536,325
    Funds lent in using Kiva
  • 35.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Amelia Graca to buy construction material (cement, galvanized roofing sheets, sand, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
Possible
Ended:
May 16, 2012