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Esperanza Group
In this Group: Marcelina, Nancy Del Pilar, Victoria, Maria, Flora Adela, Edith, Paulina, Celia, Beatriz, Diana Carolina, Sonia, Mariluz, Candelaria, Feliciano, Lina, Hermelinda, Hortencia, Edwin
Marcelina belongs to the Esperanza community bank which is beginning its 24th loan cycle with 18 members. Marcelina has been with FINCA Perú for 3 loan cycles. She likes the meetings held by her community bank because they give loans and she can save. She has learned a lot in their training sessions about family, marriage and caring for children, and she puts it all into practice in her daily life.

Marcelina is 41 years old. She is married and has 3 children. The loan which she is requesting will be invested in buying rice, sugar, noodles, eggs, flour and soda as well as other products to stock her grocery store. Her dream is for her business to grow, to buy a car and to see her children become professionals.
View original language description ↓
Marcelina pertenece al Bancomunal Esperanza que inicia su ciclo 24 con 18 socias.
Marcelina tiene en FINCA Perú 3 ciclos, le gusta las reuniones D. su bancomunal porque le dan préstamos y pueD. ahorrar, ha aprendido mucho en las capacitaciones sobre la familia, matrimonio, cuidado D. los hijos y lo pone en práctica en su vida diaria.
Marcelina tiene 41 años, es casada y tiene 3 hijos. El crédito que solicita lo invertirá en la compra D. arroz, azúcar, fideos, huevo, harina, aguas gaseosas entre otros para surtir su tienda D. abarrotes.
Su sueño es que su negocio crezca, comprarse un carro y ver a sus hijos profesionales

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza Group's $4,075 loan helped a member to buy rice, sugar and soda.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2011