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Celestin is 25 years old. He is married with two children who are 1 and 3 years old. Celestin's wife is a housewife. Both of them work to provide for their family. Celestin is a serious businessman and works hard to increase his profit. Normally Celestin sells different kinds of products such as flasks, plates, spoons, other cosmetic products and so forth. His small shop is open from 6 in the morning to 6 in the evening every day and he has been working in this business for 4 years.

Celestin is now requesting a loan from Kiva lenders via Vision Finance Company in order to expand his business by purchasing more household products to sell. This loan will be important for him because he will be able to attract more customers by satisfying their demands. With this loan, Celestin believes he will obtain more profit, which he will reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 32
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD