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Celestin is 25 years old. He is married with two children who are 1 and 3 years old. Celestin's wife is a housewife. Both of them work to provide for their family. Celestin is a serious businessman and works hard to increase his profit. Normally Celestin sells different kinds of products such as flasks, plates, spoons, other cosmetic products and so forth. His small shop is open from 6 in the morning to 6 in the evening every day and he has been working in this business for 4 years.

Celestin is now requesting a loan from Kiva lenders via Vision Finance Company in order to expand his business by purchasing more household products to sell. This loan will be important for him because he will be able to attract more customers by satisfying their demands. With this loan, Celestin believes he will obtain more profit, which he will reinvest in his business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Celestin to purchase more household items to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 26, 2010
Currency Exchange Loss:
Aug 15, 2011