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Lay P., 25 years old, owns a small shop in the province of Kompong Chhnang where she sells soft drinks, plastic products, and food. She typically makes a profit of around US$ 2 per day to support her family expenses. She has been married for many years, but does not yet have children. Her husband earns a living by entering battery water for his neighbors and other villagers when their batteries run out of water. Lay P.’s husband’s business is progressing well. He wants to increase his capital to buy equipment to support his work and to earn additional profit. Lay P. wishes to help her husband’s business plan, but she does not have enough funds. Lay P. would like to request a loan to help her husband buy equipment for his battery water services.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Lay to buy equipment for husband's battery water services.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2010
Nov 26, 2010
Currency Exchange Loss:
Dec 17, 2011